The Speed 400 is Triumph’s second most affordable bike in India after the Speed T4. It’s built for riders who want proper roadster styling without spending too much. It costs Rs 2,34,140 (ex-showroom Delhi). But as always, what you actually pay at the dealership depends on where you live. Here is what the Speed 400 actually costs on the road in five key cities.
Delhi
Delhi buyers get the cheapest deal on this list, with an on-road price of Rs 2,65,498. That figure includes Rs 18,731 for state RTO tax and Rs 12,627 for insurance.
Mumbai
In Mumbai, the on-road price goes up to Rs 2,74,863. Maharashtra charges a higher RTO tax of Rs 28,096, while insurance stays at Rs 12,627.
Kolkata
Kolkata sits right in the middle, coming to Rs 2,70,181 on-road. The RTO share comes out to Rs 23,414, and insurance remains standard at Rs 12,627.
Chennai
Chennai matches Mumbai almost line for line, with a total on-road cost of Rs 2,74,863. RTO charges are Rs 28,096, and insurance stays at Rs 12,627.
Bengaluru
Bengaluru easily turns out to be the most expensive city here, pushing the on-road price to Rs 2,93,547. Karnataka’s steep road tax alone takes away Rs 46,780, which is over double what you pay in Delhi. Insurance remains the same here as well.
Your location plays a huge role in what you actually end up paying. Buying a Speed 400 in Bengaluru costs almost Rs 28,000 more than in Delhi, and local RTO tax accounts for almost that entire price gap. Monthly EMIs also reflect this spread, ranging between Rs 7,256 and Rs 8,048 depending on your city.
Disclaimer: On-road prices shown here are estimated using standard calculations. Final showroom quotes may vary depending on local dealer handling fees, chosen insurance add-ons, or optional accessories. EMI estimates assume a 6% interest rate, but actual payouts will depend on your down payment and tenure. Check with your local Triumph dealership for an exact quote.
